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Home > Financial Services > Mortgage Brokers > River City Mortgage Corp.
River City Mortgage Corp.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
River City Mortgage Corp is located near downtown Spokane, just North of the Memorial Arena and Northwest of Riverfront Park. They are proud to be part of the Inland Northwest and its ever-growing economy. They are locally owned and operated with a commitment to meeting the needs of their customers in Washington and Idaho.
Their goal is to provide quality service in a caring and comfortable environment. Whether you are a first time home buyer, need cash from your equity or have special financial needs, they can help. Their staff of qualified, friendly, processors, loan officers, and support people is anxious to help make your mortgage loan experience a pleasant one.
They Specialize in Purchase & Refinance, first & second Mortgages, Manufactured Homes, Home Equity Line of Credit, Non-Owner Occupied, Less Than Perfect Credit, Home Improvements, and Debt Consolidation.
Their loan programs are choosing a Loan Program, Conventional and Jumbo Loans, Subprime Loans, Second Mortgages and Home Equity Lines of Credit, Fixed Rate Mortgages, Adjustable Rate Mortgages, Introductory Rate ARM’s, Standard ARM’s and the Differences, Balloon Mortgages, Reverse Mortgages, Graduated Payment Mortgages, Interest Only Loans, Interest Rate Buydowns, and Commercial Loans.
River City Mortgage Corp assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
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