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National City Mortgage


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
National City Mortgage is a division of National City Bank of Indiana.  National City Mortgage Co., their servicing affiliate, is a subsidiary of National City Bank of Indiana. They have worked hard since 1955 to become respected, professionals that thousands of homeowners trust for one of the biggest financial decisions in their lives.
 
National City Mortgage assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
National City Mortgage is a unique mortgage lender with the financial strength and stability that make us the 9th largest mortgage originator in the nation. They specialize in originating residential mortgage loans through their retail, wholesale and telemarketing channels. Their operations originate, acquire, market and service those loans.

They work with variety of third parties to bring you financial services. They disclose information about you as necessary to fulfill these third party service agreements. For example, they may disclose information about you to third parties that assist them in servicing or maintaining your loan or depositaccount, or other business relationship, such as printing checks or billing you for loan payments.

They believe that your privacy should neverbe compromised. At the same time, they want to offer you the array of financial products and services you need to accomplish your financial goals. The Company won't put you in a loan that will cost you more money in the long.
 
 

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