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Nebraska Mortgage Company


 A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Their goal is to find the loan that you feel fits your needs best and to make the loan process as easy and painless as possible.  Customer Service is the foundation of their success.  It is the reason so many of our clients return to Nebraska Mortgage Co. for their financing needs.  In 2003, over 75 percent of their business came from repeat customers, or from referrals of previous customers.
 
They want to be the mortgage banker you always choose, the one you recommend to your family and friends. They keep you abreast of changes in the mortgage market and inform you any time alternative loan programs come along that we think are worth your consideration.  And they will give you their honest opinion about how the loan you are considering will impact you over the long-term. Mortgage insurance gives protection to lenders by spreading a portion of the risk involved in lending money on homes to a separate, private company. Through this process, borrowers can get into a home at a substantially lower down payment.
 
They are offers  many services in Loan with different options in that contains ARM loan- ARM stands for Adjustable Rate Mortgage whereby your interest rate changes periodically. This period can vary from 1 month to as long as 10 years, initially you will get a very competitive rate with an ARM the so-called teaser rate. Depending on your program, your interest rate will be adjusted after a predetermined period. Your rate will be determined by adding two key figures the index plus the margin. The index is the fluctuating value in this equation. Your index may be the 1 Year T-Bill or other. Your margin is fixed for the life of the loan, and determined at time of lock 2.5, 2.75 etc.
 
They strive to serve their diverse community of clients in a spirit of honesty, integrity and understanding.
 
 

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