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Security Pacific Financial




A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Security Pacific Financial is a value driven financial services solution provider for every type of real estate transaction including but not limited to Mortgages, Refinance, Second Mortgages, Debt Consolidation, Escrow Services, programs for Challenging Credit Situations and Credit Enhancement Service.  SPF features e-Propertynetwork.com, a full service realtor for purchasing and selling property.

Security Pacific Financial also has a subsidiary Equity Exchange Services LLC dedicated to assisting real estate income property owners in acquiring Tenant-in- Common properties by using the tax deferred benefits offered by IRS Section 1031 exchange guide lines. Traditional home equity loans are for fixed periods of time and you can only borrow the money once. The best part is they often come with fixed rates so you do not have to worry about market fluctuations. You can also borrow 125percent of the value of your home if you have good credit.
 
Minimal Down Payment and Closing Costs Down payment can be less than 3percent of the Sales Price, 100percent financing options are also available, Gifts for the down payment and closing costs are allowed, No reserves are required, FHA regulates closing costs, and seller can credit up to 6percent of sales price towards buyers costs.
 
Security Pacific Financial is implementing standard 128-bit encryption so you can be rest assured that your information will be safe from an unauthorized third party. Above and beyond this as standard practice Security Pacific Financial will never ask you to transmit your social security number or any account numbers or information over the Internet, or even a secure line.
 
They strive to serve their diverse community of clients in a spirit of honesty, integrity and understanding.

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