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Home > Financial Services > Mortgage Brokers > Sellens Real Estate Lending
Sellens Real Estate Lending
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Judith Ann Sellens is the sole owner of Sellens Real Estate Lending. She is licensed by the Department of Real Estate to do Mortgage Loans and Real Estate Sales in the State of California. Sellens Real Estate Lending searches for the best rates for loans for California real estate owners.
All California Real Estate Lending Programs Offered perfect credit lending, lines of credit, home equity loans, loans with no proof of income needed, reverse mortgage loans, first mortgage loans, second mortgage loans, bank turn own financing, debt consolidation loans, interest only loans and adjustable loans.
If you think you need a bad credit home loan or bad credit mortgage or if you are a client that does not have high enough credit scores to get a loan at all or to get the best rate you can, this program can help you. If there is any way that your scores can legally be brought up, we can simulate the changes on your credit report and determine, within 90percent accuracy, what your new scores will be.
There is a charge from the Credit Reporting Company that owns the software, but you know what the change will be in your scores, and if it is worth it to pay to have a rapid rescore done. The charge to run the report is $38, and the charge is $30 per depository per credit line to correct information that improves your credit scoring.
Some companies advertise Credit Cleanup. I have never had a client tell me that they were happy with the outcome of this process. I believe it is because they work on credit that is actually correctly reported.
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