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Home > Financial Services > Mortgage Brokers > Pacific Community Mortgage, Inc.
Pacific Community Mortgage, Inc.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Pacific Community Mortgage is a mortgage banker specializing in first and second trust deed loans on one to four unit residential properties. Organized in Dana Point, CA in 1991 and incorporated in 1993, the company spent 7 years in Los Alamitos, CA. In November of 2003, PCM moved to its present location in Anaheim, CA. They currently lend in 7 states are constantly looking at opportunities in others. Their management team has extensive background in the mortgage banking and mortgage brokering arenas. This varied experience allows them to constantly keep their customer's needs in mind.
Achieving and maintaining an above average return on investment for investors measured in terms of return on equity, revenue growth, and operating profit. Maintaining or achieving the number one or two positions in addressed market segments in terms of market share, customer satisfaction, revenue generation, product margin, product functionality, and technological leadership.
The Company mission is to approve every possible borrower for a loan who legitimately qualifies for such. They believe with all the loan products available today, there is a loan program available for most borrowers and that it is just a matter of matching a borrower with the program that meets his or her needs.
They feel that risk based pricing makes loans available to most bonafide borrowers so by working a little harder and doing it right, most creditworthy borrowers can find the loan programs that will fit their lending needs. They believe in originating quality product for the sake of their borrowers, their brokers and their investors. They want to make Pacific Community Mortgage the first and last lender you need to visit.
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