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Pacific Mortgage and Lending Co.


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

Established in 1998, Pacific Mortgage and Lending Co. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of home buyers, real estate professionals, and builders throughout the United States.

Their people make the difference. Their associates are highly trained home mortgage specialists and each one is committed to exceeding your expectations. Everyone from the loan officer to the closing department has one primary concern to make your mortgage experience quick and uncomplicated. With the help of technology, they have been able to offer a faster, more efficient loan process saving you time and money but they haven't sacrificed service.

They are committed to helping you achieve your goals and will work with you to find a mortgage that meets your specific financial needs and ambitions. A strong and genuine belief in the customer for life principle of doing business is what fuels the company. Referrals from previous customers and local real estate professionals have always delivered the majority of their production.

They can help even if you have experienced credit issues such aslate mortgage payments, foreclosure, collections, bankruptcy, and large credit card debt, turned down by other lenders. They offer some of the most competitive terms available, and they build a loan based upon your individual needs.

Company assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
 
 
 

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