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Panhandle State Bank


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

Panhandle State Bank originally opened in 1981 to serve the local needs of Bonner County. The first branch operated in Sandpoint with the mission to invest the community's money back into the local economy. Founded right here in North Idaho, for more than 20 years Panhandle State Bank has been committed to the people and communities they serve.

As large banking institutions continue to move into Idaho, demand for local community banking increases across the state. To meet this demand, Panhandle State Bank responded with a new division and name, Intermountain Community Bank, to accommodate expansion into central and southern Idaho.

Panhandle State Bank For needs large or small, they have the right loan package Personal, Business, Mortgages. Panhandle State Bank provides the credit you need to pursue your business or personal dreams. The professionals at PSB work with you to develop a loan program tailored to your unique financial circumstances.

Shouldn't there be someone local to guide you through the mortgage process. Buying a home is one of the most important purchases a family will make. They think the difference in buying a home comes down to personalized service and financing options that are right for you.

The Company staff will be there, every step of the way. To them, nothing is more satisfying than seeing their customers happy in a home they helped finance.
 
 
 
 

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