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Bay Financial Company


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan, which is normally, the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee, which is usually a percentage of the loan or property amount.
 
Established in 1989, Bay Financial is located in the heart of the San Francisco Peninsula, is a professional mortgage broker trained to assist you in obtaining the best real estate loan tailored to meet your needs. They offer hundreds of programs to match their clients' needs. Bay Financial can handle any and all real estate loan transactions including residential homes, raw land, apartment buildings and warehouse facilities.
 
Their staff consists of highly trained loan consultants with over 50 years combined experience with lenders and leading mortgage brokerage firms. Their support personnel are fully dedicated to assist sales and management staff. Their company's management conducts ongoing seminars to update its sales force on new products, guidelines and lending laws.
 
The Company assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.

Bay Financial Company is marketing its services and products in San Francisco, San Mateo, Santa Clara, Contra Costa, and Marin counties. They are known from Lake Tahoe to Los Angeles and in Nevada, Oregon, and Washington. Bay Financial Company is presently approved and conducts business with over 60 lending institutions in California, Nevada, Oregon and Washington states. Their investors are Federal and State Banks, Savings and Loans, Mortgage Bankers and private individuals that place trust in their expertise. The company’s mission is bringing superior comfort to customers, supporting business and commerce.
 
 

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