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Home > Financial Services > Mortgage Brokers > Cobblestone Mortgage Company
Cobblestone Mortgage Company
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
At Cobblestone Mortgage Company, they care about your financial future. That is why they are here to give you much more than low rates. They will show you how to raise your credit scores, pay off high interest debt, and set up a budget. They are your bridge to financial freedom.
Whether your goal is to buy a home, build a real estate investment portfolio, refinance to lower your rate or consolidate debt, they help you create a personalized real estate wealth building plan. With 97% of Americans unprepared for retirement, and 90% living paycheck to paycheck, they are committed to helping change people’s lives in a positive financial way.
They offer loan programs for every need 3/1 & 5/1 Adjustable rate mortgages, 7/1 & 10/1 Jumbo ARM, 30 and 15 year fixed rate, Option ARM, Stated Income, Interest only loans, No income verification, 100% financing up to $1,000,000.
Their staff helps you every step of the way throughout the loan process. Their preferred method of working with you is in person.. They offer in-house loan processing and underwriting, convenient times to sign your applications, flexibility of working with you by phone, fax and email.
Company assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
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