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Idaho Secure Mortgage Services




A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
The Idaho Housing and Finance Association is a uniquely created and organized financial institution and administrator of affordable housing resources. In its simplest form, their mission is to provide funding for affordable housing opportunities in Idaho communities where they are most needed and when it is economically feasible.
 
The firm is a self-supporting corporation that must generate all revenue necessary to cover the cost of its operations. It does this by earning fees for work performed and does not use any state-appropriated funds for its operations. They raise millions of dollars in the national capital markets and form partnerships with banking and lending institutions throughout the state. It functions as an agent for the U.S. Department of Housing and Urban Development and performs a wide variety of tasks associated with financing, developing or managing affordable housing.
 
As a highly technical and sophisticated organization, the Association’s staff and management understand and participate in all phases of real estate development, finance, management and tenant support. Their role requires the same skills and capabilities as those of traditional lenders and real estate professionals with the additional task of understanding complex affordable housing regulations. In every phase of this challenging work, they strive to remain sensitive and responsive to the needs of Idaho’s less-advantaged individuals and families.
 
They are governed by a seven-member Board of Commissioners. Their Board provides overall policy direction in governing business activities, as well as setting long-term goals for meeting Idaho’s future housing needs. Their leadership has been critical to their past accomplishments and is certainly vital to their future success.
 
The Company is committed to providing the best service to clients seeking it from this industry as also to the pursuit of excellence, integrity being the forefront of their list of objectives.

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