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State Mortgage, LLC


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
State Mortgage prides itself on providing exceptional customer service through localized personal attention and the expertise of knowledgeable and well trained team of professionals. When they founded State Mortgage in 1999, they knew that most mortgage companies had similar rates, fees and programs. They decided that if they were going to set themselves apart from their competitors they had to provide top quality service. Instilling the importance of customer service in their corporate culture, they initiated a bonus structure, incentive programs and a review accountability program unlike other mortgage companies.

Their business philosophy and long term strategy for State Mortgage is to build strong relationships with their customers, lending institutions, homebuilders and residential real estate companies, by providing a greater range of loan programs and a higher level of service than their competitors. 

 Since opening the doors of their headquarters in Scottsdale, Arizona they have grown to nearly five locations and 75 employees in just under four years. State Mortgage offers a variety of loan programs designed to meet your specific needs. they work with over 100 of the leading lenders in the industry to provide you with a loan program that allows you the financial opportunity to not only enjoy your home but also your life. With continued success they expect to continue their growth and expand their ability to provide a level of service that is unsurpassed.

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