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Home > Financial Services > Mortgage Brokers > Virginia Mortgage Services
Virginia Mortgage Services
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
The company was approved by the State Corporation Commission to open the first office in 2001. The company is owned by seven experienced mortgage professionals, Natalie Kelly Clayton, Jacqueline R. Johnson, Ann M. Hyatt, Patricia Booker, Luanne S. Bragg, Cynthia Lam, and Peggy Turner. Combined, the owners represent five decades in the mortgage industry and a strong sense of moral and ethical commitment to the community in which they serve. Their objective is obtained by being the one stop mortgage shop for all consumers by providing all loan types available in the industry including FHA, VA, Conventional, Non-Conforming, and Construction. To have a no haggle philosophy by giving their customers the best rate the first time they inquire. Their employees are screened for the highest integrity in the industry. They possess a true since of urgency. So if you are looking for a Loan Officer that will take your personal interest to heart, call one of their offices.
Mortgage programs are conventional FHA VA Rural Housing Jumbo Construction Second Mortgage/Home Equity Line Manufactured Housing Virginia Mortgage Services, Inc. will be Your Mortgage Company for life because they treat you right. The company is built on positive relationships and referrals from satisfied customers. They are a one stop mortgage shop for all consumers by providing all loan types available in the industry including FHA, VA, Conventional, Non-Conforming, and Construction. They have a no haggle philosophy and give their customers the best rate the first time they inquire.
Their purpose is to engage in the business of originating real estate loans for the express purpose of meeting the financial needs of consumers of all race, color, religion, sex, age, national origin, or marital status. To handle the processing of the loan application with superior customer service, confidentiality, competitive interest rates, and a variety of loan programs to meet the specific need of each applicant.
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