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W.C. Financial, Inc.




A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Strong and genuine belief in the customer for life principle of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production.
 
They collect non public personal information about you from the sources including information they receive from you on applications or other forms, information about your transactions with them, or others, information they receive from a consumer reporting agency and information they receive from others involved in your transaction, including but not limited to, real estate attorneys, real estate agents, appraisers, lenders or insurance carriers.

Fixed Rate Mortgages, Adjustable Rate Mortgages, Balloon Mortgages, First Time Buyer Programs, Stated Income Programs, Interest Only Programs, No point, No fee Programs, Imperfect Credit Programs, Home Equity Line of Credit and Home Equity Fixed Loan these loan programs they offers to their clients.

Their mortgage insurance provides what the equity of a higher down payment would provide to cover a lender's losses in the unfortunate event of foreclosure. Therefore, without mortgage insurance, you might not be able to buy a home without a 20% down payment. They help their clients finance their dream of home ownership. They educate and guide the applicants, including the credit challenged, through the process of loan approval.

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