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Home > Financial Services > Mortgage Brokers > TSF Mortgage
TSF Mortgage
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
They know that each customer has specific needs, so here at T.S.F. Mortgage Company, they strive to meet those specific needs with quality service and individual attention. They pride their selves in giving you the mortgage information, loan options and convenient assistance you are looking for.
Let T.S.F. Mortgage Company guides you through the home buying or refinancing process, and provides you with the best service available. With a variety of loan programs and an established network of lenders behind them, they will find the loan that best suits your needs, at a very competitive rate. They offer conforming, non conforming and government loan programs.
Loan Programs includes like Fixed Rate Mortgages; The most common type of mortgage program where your monthly payments for interest and principal never change. Adjusted Rate Mortgages; These loans begin with an interest rate that is lower than a comparable fixed rate mortgage, but the rate changes at specified intervals. Standard ARMS and the Differences; Choosing an ARM with an index that reacts quickly lets you take full advantage of falling interest rates. Introductory Rate ARM's; Most ARM's have a low introductory rate, which is good anywhere from 1 month to as long as 10 years. Interest Rate Buydowns; the buyer would pay points above current market points in order to pay a below market interest rate during the first two years of the loan. At the end of the two years they would then pay the old market rate for the remaining term.
The Company is committed to providing the best service to clients seeking it from this industry as also to the pursuit of excellence, integrity being the forefront of their list of objectives.
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