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TST Harms Inc


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Since its inception TST has helped thousands of Jacksonville and Northeast Florida citizens purchase or refinance their homes. Although most of these loans consisted of Conventional, TST can also do non conforming and the hard-to-do loans. In addition, TST can do manufactured home and land packages. Recently some of these have exceeded $100,000 in mortgage amount.

Robert J. Harms, Owner and President, has been in the mortgage business since 1972 where he started with Southeast Mortgage Company. Upon leaving Southeast Mortgage, he founded TST Harms, Inc. in February of 1982. The TST in the name are the initials of his sons, Tyler, Shaughnessy and Travis.
 
Since its inception TST Harms has helped thousands of Jacksonville and Northeast Florida citizens purchase or refinance their homes.  Finding the right financing can be a frustrating process.  The Company has been in business for over 21 years, represents many banks and lending institutions. One of North East Florida's leading mortgage lenders, TST Harms offers hassle free, dependable, and quick home loans. They do loans that require imagination. A representative at TST Harms will assist you making the best home financing decision.

 At TST Harms, we find the right lender for your individual needs and work hard to get you the lowest interest rate possible. Whether purchasing your first home, an investment property, or refinancing, choosing the right lender is an important step.
 
The Company is dedicated to a goal which is to save you money, distress and time and they guarantee results. Whether you are a new residential home buyer, a seasoned commercial developer, or simply refinancing an existing mortgage, the Company offers the best package of service, rates, and closing finesse few in the industry can come close to.   

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