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Home > Financial Services > Mortgage Brokers > City 1st Mortgage
City 1st Mortgage
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
At City 1st Mortgage Services they understand the importance of a solid financial plan, whether you are purchasing your first home or preparing for retirement. They also understand how complex the mortgage and financial industries can be as you try to steer through the countless finance and lending programs available today.
As a full service mortgage banker providing home loans across the United States, their desire at City 1st is simply to help you achieve your goals, and to help you understand the financial tools and choices available to you as you work towards your dreams, whatever they may be.
Its principal and staff are well versed in all aspects of the residential and construction loan industry including draws, inspections, underwriting, mortgage and contract law and hold multiple bachelors’s and masters degrees in their respective areas of expertise. Each of the company’s senior officers have long established careers in lending, banking, real estate and venture projects, bringing to City 1st a solid background in and understanding of the finance and mortgage industry.
With a comprehensive array of mortgage and construction loan products, City 1st can help you understand what home finance programs are available and most beneficial to your particular situation, thus ensuring your greatest success in home ownership and building a solid financial future. The Company will professionally handle your entire mortgage processing, underwriting and funding in house in an up front, friendly and straight-forward manner so there will be no surprises come closing time.
The Company helps their clients finance their dream of home ownership. They educate and guide the applicants, including the credit challenged, through the process of loan approval. They also strive to serve their diverse community of clients in a spirit of honesty, integrity and understanding.
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