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Home > Financial Services > Mortgage Brokers > COMPETITIVE HOME MORTGAGE, INC.
COMPETITIVE HOME MORTGAGE, INC.
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
At Competitive Home Mortgage their goal is simple; to get you the best rates possible with the lowest amount in closing costs. Founders David Kless and Rick Ritt along with their employees will work to get you the best financing for your situation. They offer many different financing options to help you afford the home of your dreams and can also help you save money if you are looking to refinance or consolidate debt.
Competitive Home Mortgage assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan and assists in closing the loan.
They offer a number of different products beyond the typical thirty, twenty and fifteen year mortgages. Take advantage of free home equity lines with any qualifying first mortgage, adjustable rate mortgages and interest only mortgages where you only pay interest on the money borrowed. Their has been a steady corporate growth rate combined with the ability to maintain flexibility, unrelenting attention to detail, responsible quality control throughout the entire operation and total customer focus is enhanced further by associates who are among the brightest and most talented in the industry.
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