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Home > Financial Services > Mortgage Brokers > Universal Mortgage & Finance
Universal Mortgage & Finance
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Universal Mortgage & Finance is conveniently located in Edgewater, MD next to the South River Colony Shopping Center. Their commitment to their clients and agents has allowed their company to continually grow. They appreciate your business and look forward to helping you in any way they can.
From mortgage processing and underwriting, to loan closing and funding, their expert mortgage staff will efficiently expedite your entire transaction. They will keep you informed every step of the way. They are committed to building rewarding, long-term customer relationships. With that in mind, you will receive the highest quality mortgage services.
They collect various types of personal information about you during the normal course of offering and providing real estate and/or mortgage services. Fixed Rate Mortgages, Adjustable Rate Mortgages, Balloon Mortgages, First Time Buyer Programs, Stated Income Programs, Interest Only Programs, No point, No fee Programs, Imperfect Credit Programs, Home Equity Line of Credit and Home Equity Fixed Loan these loan programs they offers to their clients.
They rapidly respond to new opportunities made available in today's dynamic mortgage markets. They often identify niche mortgage programs that are essential to satisfying individual mortgage customer needs.
Their goal is to make the loan process as simple and worry-free as possible. They pride themselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, their purpose is to satisfy your needs. By putting you first, they assure you a pleasurable transaction.
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