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Home > Financial Services > Mortgage Brokers > Upstate Mortgage, Inc.
Upstate Mortgage, Inc.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
They are a member in good standing with the Better Business Bureau and have even received their prestigious Gold Star Award for having had a zero complaint history for 3 years running. Upstate Mortgage began in 1993 to offer its customers a wide range of programs and rates tailored to their specific needs. They have grown over the years to 4 offices located throughout the state.
The Company specializes in finding the perfect loan for their customers. For those with excellent credit, their rates are some of the best around. For the customer who has had some credit problems in the past or currently, they offer some great programs for reducing rate, consolidating debts, getting extra cash, and more. There are even programs for those with serious credit problems such as bankruptcy and foreclosure. They have access to lenders and programs all across the country and they are constantly searching and updating their databases for new and exciting loan programs. The Company offers a team of experienced loan officers and staff with over 100 years of Experience Company wide. Most of their loan officers have been with their company for several years and constantly stay up with the latest trends and rates.
The Company specializes in finding a mortgage to suit each of their customer's individual needs. They have programs to meet almost every situation with great rates and special programs for excellent to slow credit. Refinance, purchase, 2nd mortgages equity lines and cash out for any reason. They have programs for mobile homes, rental properties, self employed, no income verification, no money down purchases, and much more.
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