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Home > Financial Services > Mortgage Brokers > CIG Group

CIG Group

A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

Capital Insurance Group CIG proudly enjoys a reputation for providing over 100 years of excellent service and quality products to their customers. The Company was founded in 1898; and has accumulated exceptional knowledge and experience to effectively satisfy the insurance needs of their policyholders.CIG has accumulated exceptional knowledge and experience to professionally and effectively satisfy the insurance needs of their customers. It provides property and liability insurance coverage for individuals that own and occupy a home, own secondary residences and or rent.

CIG offers competitive coverage’s and outstanding claim service for four companies, California Capital Insurance Company, Eagle West Insurance Company, Monterey Insurance Company, and Nevada Capital Insurance Company underwrite their products, with specialization in personal automobile, homeowners, farm, and business insurance. It continues to aspire to be a company that people want to do business with and one that people want to work for.The Group provides competitive property, liability, automobile and umbrella insurance coverage for small-scale as well as larger farming operations. They also insure small hobby farms when the policyholder's primary income comes from a source other than farming.

The Company also assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.

Their mission isto provide their customer’s excellent claim and underwriting service, quality insurance products, with the financial strength to pay for insured losses

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