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First Capital Mortgage




A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
First Capital Mortgage is a Direct Mortgage Lender Licensed in 7 States, with an extremely extensive product line catered to fit the needs of many different kinds of mortgage transactions. The company was built on the foundation and belief that there is a mortgage program available for anyone who seeks mortgage financing. First Capital Mortgage is a fully accredited, authorized source for Fannie Mae, Freddie Mac.
 
First Capital Mortgage has a diverse pool of lenders to work with to meet your needs. They select the best rates on the best products every day. Because of their high rate of success meeting clients' needs, they can work on lower profit margins than banks or other firms. Through the use of advanced technology based services not found with most competitors, First Capital Mortgage sets new standards in mortgage lending.
 
Their principals and staff have over 50 years of combined experience in mortgage banking. They have the desire and ability to deliver high quality service to each and every client they serve. Their experience, courtesy and dedication to making sure that your needs come first all contribute to providing the finest service in mortgage banking. In addition, each First Capital Mortgage staff member has additional and unique areas of knowledge and expertise which all contribute to making First Capital Mortgage, a leader in the mortgage banking industry. 

There are several reasons why they can offer such low rates. First, they are a highly successful, privately held Mortgage Banker. Secondly, they work from a centralized location and have very low overhead. Finally, they have access to the best investors available in mortgage lending. They offer fast turnaround and the highest quality customer service.

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