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Home > Financial Services > Mortgage Brokers > Capital Financial Bancorp, Inc.

Capital Financial Bancorp, Inc.

A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.

Capital Financial Bancorp, Inc. was the Mortgage Broker of the year in 2000 and has the Processor of the year for 2001 as awarded by the Illinois Association of Mortgage Brokers. A strong and genuine belief in the Managing your Mortgages for Life, principle of doing business are the core value of their company. A good reputation has incalculable worth. Personal commitment to professional excellence, coupled with a strong desire to help others, is the common thread among the Loan Officers at Capital Financial Bancorp, Inc. They have a set of Best Practices in place that illustrate their on going commitment to responsible operations.

The Company uses some of the most advanced technology available to close loans quickly and efficiently. By combining the use of the internet along with advanced processing software and automated underwriting systems they have taken the mystery out of approving and closing a home loan. They only hire Loan Officers with vast experience and erudition. Their unsurpassed ability to close loans in an efficient and hassle free manner have established them as an industry leader.

Capital Financial Bancorp, Inc. employs several loan officers that have obtained the Certified Residential Mortgage Specialist designation. Programs are, No Money Down, Preserve your money for other usages such as home improvements. Interest Rates starting as low as 1.25 percent give you more cash now and keep your monthly payments manageable. Interest Only Loans, Gives you the power to determine how much, if any, principal you will pay per month. Stated Income, These programs are created for borrowers that have difficultly proving their actual income in a traditional manner.

The Company’s mission is to deliver their customers a level of value and service that exceeds their expectations.

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