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Home > Financial Services > Mortgage Brokers > First Integrity Bank
First Integrity Bank
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
First Integrity Bank is an FDIC insured commercial banking institution, offering a full range of financial products and services, from checking and savings accounts, certificates of deposit and IRA's, to commercial and residential loans. They offer competitive interest rates, and convenient services to accompany their products such as ATM's, night deposit and safe deposit boxes. First Integrity Financial Services offers its clients a full array of financial products.
Clients seeking complete portfolio management can rely on First Integrity Financial Services to assist them. Through its affiliation with Breneman and Davis LLP, registered investment advisors, First Integrity Financial Services provides access to up to the minute research and market data. Portfolio management is fee based no commissions. First Integrity Financial Services can also offer individuals the ability to trade stocks, bonds, annuities and mutual funds on a traditional commission basis.
Their loan programs are Fixed Rate Mortgages, Adjustable Rate Mortgages, Balloon Mortgages, First Time Buyer Programs, Stated Income Programs, No point, No fee Programs, Imperfect Credit Programs, Home Equity Line of Credit and Home Equity Fixed Loan. Their loan process organizes your documents, get qualified, shop loan programs and rates, obtain loan approval, and close the loan.
They believe a mortgage is a promise, one that can build a solid and trusting relationship for the term of your loan. They are dedicated to providing excellent service to their customers, striving to earn repeated business referrals from their many satisfied mortgage applicants. The Company believes a mortgage is the most rewarding investment made over a lifetime of important financial decisions.
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