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Home > Financial Services > Mortgage Brokers > Centex Capital Corp.

Centex Capital Corp.

A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

Their mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. They understand you are making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. They help you qualify, apply and be approved for the right mortgage loan for you.

They do not think that saving for a down payment should be the reason you put your dreams on hold. They can help you buy your dream home with a zero down mortgage loan. You will not only be able to afford a home sooner, but also be able to afford more homes. With a zero down mortgage, the amount of loan you can qualify for is determined by your ability to make your monthly payments rather than how large a down payment you’ve saved. And, for most buyers, this means qualifying for a larger loan.

Company also helps to build up home equity more quickly, and pay off your mortgage sooner. Consider refinancing with a shorter term loan, such as a 15 year mortgage. Your payments will be higher than with a longer term loan, but in exchange, you will pay substantially less interest and will build up equity more quickly.

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