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Home > Financial Services > Mortgage Brokers > FMF Capital, LLC
FMF Capital, LLC
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
FMF Capital is a residential mortgage lending company that originates and funds primarily non-conforming direct or nonprime mortgage loans. They originate mortgage loans through a network of more than 4,000 independent mortgage brokers in 41 states. They conduct their business through four Regional Operation Centers located in Southfield, Nashville, Scottsdale, and Virginia Beach . They have grown on the principles of common sense lending, a commitment to deliver exceptional service to their brokers, and build outstanding relationships.
The principle of Common Sense Lending is based upon the goal of providing non-conforming customers easy access to the mortgage market. They work hard to remember that the non-conforming world isn't about scores and limitations, it is about finding a way to offer the best products to customers whose needs don't fit the conforming world. Their brokers and borrowers deserve world-class service, innovative products and the best possible outcome for their borrowing needs. The key to achieving this goal is combining their flexibility and variety of mortgage products with industry-leading levels of service.
The company focuses on nonprime borrowers who do not meet the requirements for a prime mortgage loan due to such considerations as lower FICO scores, higher loan-to-value mortgage requirements, limited credit histories, higher levels of consumer debt, limited funds for down payments, limited employment histories, higher debt-to-income ratios, prior bankruptcies, non-documented income or assets, or past credit difficulties. They offer a full range of products within the A, B and C credit grades. FMF Capital’s goal is to be a leading nonprime mortgage lender, by offering a full complement of products while providing excellent service.
The company’s objective is to be the technological leader within the wholesale mortgage lending business by offering a state-of-the-art, web-based automated prequalification approval engine. They are constantly looking to enhance their online offerings to help better serve their broker network.
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