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CROSSCOUNTRY MORTGAGE


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
The Company Philosophy is Customers for Life, A strong and genuine belief in the customer for life principle of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production.
 
Low rates and fees through knowledge and technology, they use the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems they have taken the mystery out of approving and closing a home loan.
 
Cross country Mortgage uses the personal information that you provide them with, to obtain financing for you, the borrower. Information such as address, social security number, name, income, or assets will be required for you to qualify for a loan. Your information may be viewed by third party entities.
 
These companies provide services that are needed to reach loan approval. Examples of these services are appraisals, insurance, and title searches. Cross country mortgage doesn’t sell or release information except as explained above.
 
Fixed Rate Mortgages 30 year fixed, 15 year fixed, Monthly payments are fixed over the life of the loan, Interest rate does not change, Protected if rates go up, Can refinance if rates go down,  Higher interest rate, Higher mortgage payments, Rate does not drop if interest rates improve. Home Equity fixed loan fixed payments; Interest may be tax deductible, higher interest rates than on 1st mortgages, harder to refinance your first mortgage. 

 The Company never puts you in loans that don't make sense. If refinancing a loan will cost you more than it will save you, or if it does not make financial sense, they won't do it.

Financial Services Companies all are here at FinancialBrowsers.com

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