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Home > Financial Services > Mortgage Brokers > Crown Mortgage Corp.

Crown Mortgage Corp.

A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.

The Company is pride on getting to know you and your unique lending needs. They have found programs for a mother of three with a small income, dozens of self employed borrowers, and people who are strapped by credit card debt. They will make the same commitment to you.

The Company through its network of employees distributes a variety of products and services to you. They have always valued the trust their customers have placed in them and are committed to the responsible management, use, and protection of their customers’ personal information. They stand behind their privacy and confidentiality practices, and they want you to know how they protect your information.

Crown Mortgage Corp. maintains physical, electronic, and procedural safeguards regarding your nonpublic personal information to ensure they are complying with their own policy, industry practices, and federal regulations. If you decide to close your account or become an inactive customer, they will adhere to the privacy policies and practices as described in this notice.

Adjustable Rate Mortgage in which the interest rate is adjusted periodically based on a pre selected index. Usually a short term fixed rate loan which involves small payments for a certain period of time and one large, lump sum payment for the remaining amount of the principal at a time specified in the contract.

Fixed Rate Mortgage: a mortgage with payments that remain the same throughout the life of the loan because the interest rate and other terms are fixed and do not change. Mortgage Insurance Premium borrowers pay this each month on insured mortgage loans. It is insurance from to the lender against incurring a loss on account of the borrower's default. On September 1, 1983, the MIP was changed to a one time charge to the borrowers. An interest a lender takes in the borrower’s property to ensure repayment of a debt.

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