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Delta Mortgage Company


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Delta Mortgage Company is a family owned and operated mortgage banker. Headquartered in Wilmington, North Carolina. Their staff includes over 25 years combined experience in the mortgage industry. Delta Mortgage Company has current agreements with dozens of national lenders, enabling them to offer a wide variety of mortgage loan products to meet the needs of their borrowers.
 
Their product Fixed Rate Conforming Jumbo, Adjustable Rates with initial adjustments from 1 month to 10 years, Balloons 5 or 7 years with 30 year amortization, No income verification, no asset verification and no documentation, they also offer the following options 100 percent financing without PMI 95 percent financing for second or vacations homes or investment property.
 
Incorporated in 1994, Delta Mortgage Company is a licensed residential mortgage banker specializing in conventional, jumbo, and government FHA, VA, USDA loan financing.
 
They are committed to offering low rates while maintaining a high level of personal service. Whether you are buying or refinancing your first home, a dream house, a vacation home, or income producing property, they have the programs and terms available to meet your needs.
 
Delta Mortgage Company believes a mortgage is a promise, one that can build solid and trusting customers, striving to earn repeated business referrals from their many satisfied mortgage applicants. The Company believes a mortgage is the most rewarding investment made over a lifetime of important financial decisions.

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