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Home > Financial Services > Mortgage Brokers > Dorothy B. Baker Mortgage Co.
Dorothy B. Baker Mortgage Co.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
The Company assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
They understand that applying for a home loan is a big deal. They understand that, for a lot of people, it is the first step toward a dream. They understand that a home loan can mean a variety of things such as the realization of owning your first home, adding on a room for a special new addition to your family, building a home that you have been designing for years, taking your loved one on that once in a lifetime trip, or making those much needed improvements around the house. They take your dreams and goals seriously which means that they will do whatever it takes to meet them by finding a lender who meets the specific needs of their clients.
The Company is providing Residential Product such as Conforming Fixed Rate and Adjustable Rate, Emerging Market, Non-Conforming Jumbo Fixed Rate and Adjustable Rate. And this company is also providing Commercial Product such as Farm and Land, Commercial Investment.
Low interest rates and a healthy real estate market makes this an opportune time to purchase, re-finance, or obtain a home equity loan. It is their hope that they can assist you with your home finance goals.
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