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Hobe Sound Mortgage




A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

Hobe Sound Mortgage assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan. The companies value their clients and know that they have special and specific financial needs.  The clients they seek are those who demand, deserve and appreciate the highest level of service and performance in all of their personal borrowing activities. Due to numerous programs available to them, it is possible to secure mortgages with minimal down payments, terms to fit practically any budget and programs for individuals with less.

Cindy Cook has been involved in the mortgage industry for 18 years in the Florida area.  Her extensive knowledge of residential financing and genuine passion for the business goes into every transaction.  She is licensed in the State of Florida, a member of the Florida Association of Mortgage Brokers, Past President of the Hobe Sound/Port Salerno Rotary Club and a member of the Hobe Sound Chamber of Commerce. Quick and accurate loan prequalification and pre-approvals let you know what you can afford before you shop for a home. Extensive wholesale relationships means you will find the right mortgage product for your particular needs, at the right rate. No Down payment programs available No Doc Loans available They now offer small commercial loans up to $2,000,000.
 
It is their goal to earn their customers business with the widest selection of loan programs at the lowest rates available, while always placing an emphasis on value, honesty and integrity.

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