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Home > Financial Services > Mortgage Brokers > Lakemist Realty Inc.

Lakemist Realty Inc.

A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.

Lakemist Realty is after all a Full Service Real Estate Agency, and to provide a better service to you, they also are qualified and licensed to present Loan Programs to you from many of the most familiar, respected, major Lenders in this area. They trust us to provide you great advice no matter what your income level or stage in life, no matter whether you are a First Time Home Buyer who is seeking new adventures in life.

In Fixed-Rate Mortgage the interest rate and the principal payments remain fixed throughout the loan. Keep in mind your monthly escrow account payment could vary from year-to-year as taxes and insurance rates change. The interest rate on Variable or Adjustable-Rate Mortgagefluctuates over the period of the loan. Periodic adjustments to the interest rate are made based on changes to a defined index. The loan's interest rate is determined by adding a fixed number of points to the defined index. VA Loans are guaranteed by the U.S. Department of Veterans Affairs. Service persons and veterans can qualify for a VA Loan, which usually offers a competitive fixed interest rate, no down payment and limited closing costs. While the VA does not issue the loans, it does issue a certificate of eligibility required to apply for a VA loan.

Lakemist Realty Inc committed Service to you is based on wanting to remain your Realtor for life. To be a company that you can count on. They also are focused on helping their many senior adults make a wise decision to either stay in the comfort of their existing home or live on the equity, or to seek a new adventure in their next home. Their company is owned by seniors, and has recently gone through this transition themselves.

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