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Home > Financial Services > Mortgage Brokers > Kings Mortgaga Services
Kings Mortgaga Services
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Kings Mortgage Services established in 1997 by Dale Ransdell, Darren Ransdell, and Pam Raeber, is a family owned, full service mortgage broker. After years of working for The Big Guys they opened their doors with the concept of providing their customers with local decisions and exceptional service.
Kings Mortgage Services is a full service Mortgage Broker servicing all of Kings, Tulare, and Fresno Counties in California. A professional Mortgage Broker can help you obtain a loan that is right for you. They have many investors and loan products to suit your needs and are able to shop around to find you the most competitive interest rates and loan products available today.
The Company has a variety of loan programs they have available, buying a home has never been easier or more affordable and Company offers adjustable rate mortgages, fixed rate mortgages, jumbo loans, sub prime loans, construction loans and many more to meet the need of customers.
Company also offers different types of loan program to meet the needs of customers. They are first time buyer program, stated income programs, no points, no fee program, and imperfect credit program and many more.
Company assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
The Company is unique to most other brokers in that they have teamed up with full service mortgage bankers who provide them with local underwriting and funding right here in their branch offices. They offer them the ability to provide you with unmatched speed and customer service, while maintaining the flexibility of a broker and the ability to shop for those hard to place loans. In addition, they have created a private placement construction loan program for all of your construction needs.
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