-->

Centaurus Financial - we invest in your success

financialbrowsers.com's Privacy Policy

We are strongly committed to protecting the privacy of every visitor to financialbrowsers.com. The following information is intended to help answer questions you may have about how we go about protecting every visitor's privacy.

financialbrowsers.com E-mail

Your name is the only required information for a FREE financialbrowsers.com E-mail address. Other information may be gathered. Legitimate requests or orders from courts or law enforcement agencies to obtain information will be complied with.

Disclosure

We do not use or disclose information about your individual visits to financialbrowsers.com or information that you may give us, such as your name, address, email address or telephone number, to any outside companies. We may share with our Web site partners aggregated statistical "ratings" information about the use of financialbrowsers.com. Legitimate requests or orders from courts or law enforcement agencies to obtain information will be complied with.

Contacting the Web Site

If you have any questions about this privacy statement, the practices of this site, or your dealings with financialbrowsers.com, use the link below to find out how to ask.

Contact Us

Home > Financial Services > Mortgage Brokers > KM Funding, L.L.C.

KM Funding, L.L.C.

A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

The Company mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. They understand you're making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. So they make a commitment to you. They will help you qualify, apply and be approved for the right mortgage loan for you.

To refinance primarily to lower the rate and monthly payments, your best option might be a low fixed rate loan. Maybe you have a fixed rate mortgage now with a higher rate, or maybe you have an adjustable rate mortgage where the interest rate varies. Even if it's low now, unlike your, when you qualify for a fixed rate mortgage you lock that low rate in for the life of your loan. This is especially a good idea if you don't think you'll be moving within the next five years or so.

The Company also helps to build up home equity more quickly, and pay off your mortgage sooner. Consider refinancing with a shorter term loan, such as a 15 year mortgage. Your payments will be higher than with a longer term loan, but in exchange, you will pay substantially less interest and will build up equity more quickly.

The Company doesn’t think that saving for a down payment should be the reason you put your dreams on hold. They can help you buy your dream home with a zero down mortgage loan. You’ll not only be able to afford a home sooner, you’ll probably be able to afford more homes. With a zero down mortgage, the amount of loan you can qualify for is determined by your ability to make your monthly payments rather than how large a down payment you’ve saved. And, for most buyers, this means qualifying for a larger loan.

Financial Services Companies all are here at FinancialBrowsers.com

Permission is granted to reproduce this article as long as the above resource paragraph is left intact with active links.

Back to Mortgage Brokers