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Home > Financial Services > Mortgage Brokers > M & M Mortgages, Inc.

M & M Mortgages, Inc.

A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

M & M Mortgage Services originated as a local inspection and property preservation company on July 20, 1987. In 1989 they expanded their territory to include all 50 states and Puerto Rico. Their corporate office is located in Miami, Florida. The officers of the company are George Mencia, President and Jorge Martin, Vice-president. Both have a long history of involvement in different branches of the mortgage industry.

They do not disclose any information to realtors, appraisers, insurance adjusters or any other entity without prior authorization from their client. Their in-house computer system slowly evolved to a customized network, which can accommodate their customer's individual needs. In certain instances, personal computers have been provided to their customers to facilitate the ordering of inspections and property preservation work directly into their system. Their quality control department personally reviews all inspections and property preservation work prior to forwarding it to their customers. In the event there should be a discrepancy with regards to the billing of a property preservation work order, they will refund the customer once they have completed their research.

The firm is always looking for experienced, knowledgeable and reliable individuals to perform inspections and property preservation work across the country. They are committed to putting you in the loan that fits your individual needs. Through the process they take you through your application, pull your credit bureau report at the same time, getting you pre-approved for your loan.

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