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Maine Home Mortgage Corp.




A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Maine Home Mortgage is a Maine owned Maine based Mortgage Company that has been serving home loan needs in Maine for over 15 years.  Their mortgage loan officers have a combined experience of over 105 years. Over the past two years alone they have completed over 1,800 real estate loans totaling over $200 million dollars. Their home office is in Portland and they have branch offices in Lewiston, Bangor and Augusta. Over 90 percent of their loan applications are taken over the phone or on-line.
 
They assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
Their Home loans and mortgages programs include Conventional, No Down Payment,Credit Problems, Jumbo Loans, High Debt Ratio Loans, Second Mortgage Loans, Construction Loans, Investor Loans, FHA Mortgage, VA Mortgages and much more. The Loan Process for Maine Home Mortgage Pre-Qualification, Pre-Approval, Mortgage Programs and Rates, The Application, Processing, Required Documents, Credit Reports, Appraisal Basics and Closing.
 
Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, their purpose is to satisfy your needs. By putting you first, they assure you a pleasurable transaction. They never put you in loans that don't make sense. If refinancing a loan will cost you more than it will save you, or if it does not make financial sense, they won't do it.

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