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L.H. Mortgage, Inc. - Fremont


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
LH Mortgage, Inc. was opened in Fremont, CA in January, 1995 by a small group of loan agents who wanted to change the public's perception of the stereo typical mortgage broker. In just 4 years, they have grown to become one of the most respected loan brokerages in the East Bay, and they are approved to transact business with over 100 lending institutions. They have assembled a team of the most experienced consultants in the industry, whose reputations for being totally committed to their client's needs are unsurpassed. Although they enjoy the benefits of the latest software and computer technology, they refuse to let these advantages de personalize the loan transaction process.

Their agents specialize in all types of residential financing, including purchases and refinances, conforming, jumbo, and super jumbo, FHA, VA, and cal vet, sub prime, seconds and helocs, high LTV,100 percent financing, first time homebuyers programs, private investors Most of their loans come from the referrals of their clients and realtors. Their Corporate Office is now located in Tracy with branch offices in Fremont, Livermore, Lafayette, Pleasanton, Napa, and Stockton.

The Company assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.

The Company is exceptionally proficient at grabbing promising opportunities and continues to expand its horizons in finance setting standards of excellence in multiple fields and transforming promise and potential into economic realty.

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