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Home > Financial Services > Mortgage Brokers > Heritage Funding Group.
Heritage Funding Group.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
With their minimal customer requirements it makes it even easier to finance your customer. As their dealer you will be getting an on the spot approval and submitting a completed deal with all strips to their office. Upon receiving your deal they begin their verification process. Your deal should be ready to fund within 1-4 days upon receipt by their office. It’s a no non-sense approach to financing.
They finance 10 years and newer cars with less than 150,000 miles with a minimum rough Black Book value of $1500. Customers must have at least 6 months on the job, and one year in the area.
The firm assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
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