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Home > Financial Services > Mortgage Brokers > Housing Financial Group LTD.

Housing Financial Group LTD.

A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.

Housing Financial Group, Ltd. has been servicing the Greater Cincinnati area, including all of Ohio, Kentucky, and Indiana for 8 years. Their motto is Helping Families Grow and they have helped and seen over 1,400 families grown and achieved the dream of homeownership.

Housing Financial is also unique in the fact that the majority of their customers are first time homebuyers, who aren’t familiar with the home buying process and in today's world find it hard to accumulate savings for a down payment. They go the extra mile by meeting their customers face to face; helping to explain the complex forms that can intimidate customers.

They offer the Better Housing League Life as a Homeowner class free of charge for anyone who is interested. They also work with Ohio and Indiana Housing Agencies, who offer bond money and mortgage credit certificates, and Kentucky Housing Corporation, who offer reduced rates and down payment assistance programs.

Their Programs are Conventional loan approvals within minutes, no hassle loan, virtually no documentation, FHA, no down payments, minimal closing costs, flexible payments. They offer loans for Hispanic borrowers who may not be able to speak English and need assistance.

At housing financial group, there is no such thing as a problem loan. They only look for solutions. Even if they can't help a borrower now, they will teach you what to do so that you will be able to own a home in the future. Their 18 years combined experience; they know how to treat customer. They answer every call, every question and every concern with care and compassion. Helping you get to the closing table faster and as stress free as possible.

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