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Home > Financial Services > Mortgage Brokers > Octivia Mortgage Corporation

Octivia Mortgage Corporation

A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.

The Espinosa Team of Octivia Mortgage Corporation is comprised of a dedicated, experienced team of mortgage professionals who offer unparalleled mortgage lending services to realtors in the Puget Sound region. There are numerous advantages offered to Realtors who use their company and services tailored specifically towards purchase transactions.

The Company business values are centered on establishing life long relationships with their clients and referring partners. To that end, they continually strive for improvement in technology and services offered. No matter what your area of experience is with real estate investments, your experience with The Espinosa Team will be satisfying, gratifying and efficient. That is their guarantee.

The Espinosa Team is comprised of educated, experienced, and dedicated loan officers, coordinators, and processors who offer lower rates than you may secure from your local bank. This is due to the fact that are not tied to one single lending source, but rather, have access to hundreds of lending sources at wholesale rates. In turn, they marginally mark up those rates to compensate for their investment in time and pass the savings on to you.

If your loan gets declined for some reason, they can simply repackage the loan and submit it to another wholesale lender. A bank's loan officer is not able to accomplish this. They are committed to putting you in the loan that fits your individual needs. Through the process they take you through your application, pull your credit bureau report at the same time, getting you pre approved for your loan.

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