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Mercado Funding Group


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

Mercado Funding Group knows that each customer has specific needs, so here at Mercado Funding, they strive to meet those specific needs with quality service and individual attention. With a variety of loan programs and an established network of lenders behind them, they will find the loan that best suits your needs, at a very competitive rate. They offer conforming, non conforming and government loan programs.

Mercado funding group is providing mortgage programs such as choosing a loan program, conventional and jumbo loans, sub prime loans, FHA loans, VAloans, second mortgages and home equity lines of credit, fixed rate mortgages, adjustable rate mortgages, introductory rate arms, standard arms and the differences, cofi index, balloon mortgages, interest only loans, graduated payment mortgages, interest rate buydowns, reverse mortgages, and commercial loans.

The Company also assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
They pride themselves in giving you the mortgage information, loan options and convenient assistance you're looking for. It believes a mortgage is a promise, one that can build a solid and trusting relationship for the term of your loan. They are dedicated to providing excellent service to their customers, striving to earn repeated business referrals from their many satisfied mortgage applicants. The Company believes a mortgage is the most rewarding investment made over a lifetime of important financial decisions.

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