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Home > Financial Services > Mortgage Brokers > Integrity First Funding Group
Integrity First Funding Group
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Integrity First Funding Group is committed to helping you find the right mortgage product for your needs. The company understands that every borrower is different, and they offer a variety of products to meet your individual requirements. They make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices. There is a relatively risk-free way to earn great rates on your money without having to endure the maniacal fluctuations of the stock market or settling for the ridiculous 3 percent rates banks pay on savings accounts. It’s called private mortgage loans.
When an individual makes a fixed-rate loan to a real estate investor so that the investor can purchase an investment property, there is no lending institution involved, thus the terms private mortgage loan and private lender. The private lender is secured by a first or second deed of trust similar to any lending institution. To protect the private lender, private mortgage loans should not surpass the 65 percent ARV mark. In addition, to further increase the private lender’s security, any loan made at or close to the 65 percent level should already include the cost of repairs.
The company believes a mortgage is a promise, one that can build a solid and trusting relationship for the term of your loan. They are dedicated to providing excellent service to their customers, striving to earn repeated business referrals from their many satisfied mortgage applicants. The Company believes a mortgage is the most rewarding investment made over a lifetime of important financial decisions.
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