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Pacific Crest Mortgage




A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.

Pacific Crest Mortgage is committed to helping you find the right mortgage product for your needs. They understand that every borrower is different, and they offer a variety of products to meet your specific requirements. They make the process of securing a mortgage simple and straightforward by offering you the latest financial tools to help you make sound financial choices. Pacific Crest Mortgage is a licensed mortgage Broker serving Washington State. 

Pacific Crest Mortgage offers a variety of loan programs to meet your needs. They work with the leading lenders in the industry to provide a number of solutions to fit your unique circumstances. Fixed rate loans for buyers who want to lock in the interest rate and payment amount for the life of the loan. Adjustable rate loans for purchasers who want to take advantage of historically low rates and build equity more quickly. Special program loans with different payment options are there each month, allowing for fluctuating income streams, or creating cash flow to reduce or eliminate other debts.

The Company also assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
 It believes a mortgage is a promise, one that can build a solid and trusting relationship for the term of your loan. They are dedicated to providing excellent service to their customers, striving to earn repeated business referrals from their many satisfied mortgage applicants and believe a mortgage is the most rewarding investment made over a lifetime of important financial decisions.

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