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Mortgage World, Inc.


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Mortgage World is a privately held mortgage broker founded by David M. Vincent, a Louisville businessman committed to providing quality first and second mortgage loans at competitive interest rates. Mortgage World has established business relations with many successful financial institutions throughout the country. Quality Service is the emphasis in all areas of its organization, stressing flexibility, efficiency and professionalism with each mortgage loan.
 
As mortgage brokers they are full time, real estate loan officers, dealing only with residential mortgages. They deal primarily with Kentucky and Indiana home loans. Unlike banks, savings and loans, and other mortgage lenders, they are able to shop for the best lender from their many sources to provide you with a competitive mortgage that will meet your individual needs.  Each loan officer will provide assistance for individuals with perfect or slow credit.

The partial list of programs offered by the company are conventional, no income verification, no down payment, credit problems, high debt ratio loans, second mortgage loans etc. The Company is committed to providing the best service to clients seeking it from this industry as also to the pursuit of excellence, integrity being the forefront of their list of objectives.

They are committed to keeping your processing time to a minimum and can offer a pre approval to guarantee you a mortgage even before you come into their office.

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