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Home > Financial Services > Mortgage Brokers > Pacific Mortgage Inc.
Pacific Mortgage Inc.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Pacific Mortgage is a locally owned and operated Correspondent Lender that utilizes cutting edge technology and a commitment to superior customer service in originating and processing mortgage loans.
They work with multiple lenders who offer a full variety of mortgage products. They match your situation to the best loan program available. In most cases they are able to obtain financing through conventional or non-conforming programs. They are not limited to traditional guidelines for those with challenged credit or undocumented income, as they also offer a full array of non-conforming and portfolio products.
In their loan pre qualification, they provide purchase or refinancing power and choose from the very best mortgage programs available to you, based on the information you supply.
The diversity of their staff, as well as their state of the art technology, set them apart from the rest. They use their technology to locate financing programs other brokers cannot. Most Lenders use 10 to 20 investors to fund 95 percent of their mortgages. At Pacific Mortgage, they have a national investor base that numbers well into the 100's, ensuring you will get the best loan program available.
Pacific Mortgage is dedicated to a goal which is to save you money, distress and time and they guarantee results. Whether you are a new residential home buyer, a seasoned commercial developer or simply refinancing an existing mortgage. The Company offers the best package of service, rates and closing finesse few in the industry can come close to.
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