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Point Lending.


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Point Lending has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of first time home buyers, seasoned investors, real estate professionals and builders.
 
The Company is a full service correspondent mortgage lender with an experienced staff offering expertise in every area of mortgage lending. They offer services in home purchases, refinancing, home equity lines, new construction lending, land purchases, commercial lending along with mortgage and finance consulting. They have access to a full range of mortgage sources and all of their lending specialists are dedicated to finding the right loan with the best rates, terms and costs to meet their clients unique needs.
 
The Company offers a complete one stop lending service. Their technology platform and employee training allows them to offer exceptional quality and experience throughout the mortgage process. They offer the ability for you to apply online and get qualified right away.
 
Point Lending assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
Point Lending is dedicated to a goal which is to save you money, distress and time and they guarantee results. Whether you are a new residential home buyer, a seasoned commercial developer, or simply refinancing an existing mortgage, the Company offers the best package of service, rates, and closing finesse few in the industry can come close to.

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