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Home > Financial Services > Mortgage Brokers > Professional Mortgage Services, Inc.
Professional Mortgage Services, Inc.
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
Professional Mortgage Services is a Maryland corporation. It was established in September, 1990 as a service oriented mortgage loan brokerage firm. It consists of a three person operation, each officer, bringing to the Firm 20 plus years of experience in the Mortgage Lending industry. Their major objective is to process high quality mortgage loans secured by single family and townhome dwellings, two to four unit apartment buildings, and condominium units located within Maryland, Delaware, and Florida.
The Company is an Ocean City/Berlin based mortgage banking firm that has earned its fine reputation by consistently providing quality mortgage lending services to its clients. The application process begins when the loan officer interviews the prospective borrowers and completes a formal loan application, which is typically done over the telephone. They have sleek the process in such a way as to originate and close loans in a short period of time. Loan applications are submitted to the processing staff who collect the minimum amount of necessary documentation verifying income, liquid assets, credit history and the value of the property securing the mortgage. It is at this point in the process that the loan is submitted to a lender for approval. The lender then funds the loan at settlement which completes the transaction.
The Company believes a mortgage is a promise, one that can build a solid and trusting relationship for the term of your loan. They are dedicated to providing excellent service to their customers, striving to earn repeated business referrals from their many satisfied mortgage applicants. The Company believes a mortgage is the most rewarding investment made over a lifetime of important financial decisions.
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