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Saratoga Mortgage Co. Inc.


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
At Saratoga Mortgage, a strong and genuine belief in the customer for life principal of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production.
They use the most advanced technology available to close loans quickly and at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems they have taken the mystery out of approving and closing a home loan.

You can easily track their mortgage rates to help you determine when you should refinance or lock in an interest rate. You may select up to three target rates that you desire. Whenever Saratoga Mortgage is able to provide you with rates that are the same or better compared to your target, they will automatically notify you via e mail. You may then contact them to lock in that rate. And best of all there is no charge to you for this service.

Their loan programs are Fixed Rate Mortgages, Adjustable Rate Mortgages, Balloon Mortgages, First Time Buyer Programs, Stated Income Programs, No point, No fee Programs, Imperfect Credit Programs, Home Equity Line of Credit, Home Equity Fixed Loan etc. Their loan process is to organize your documents, Get Qualified, Shop loan programs and rates, Obtain Loan Approval, and Close the Loan.

Saratoga Mortgage is exceptionally proficient at grabbing promising opportunities. The Company continues to expand its horizons in finance setting standards of excellence in multiple fields and transforming promise and potential into economic realty.

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