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Progressive Mortgage, Inc.




A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Progressive Mortgage gives you the adaptability and elasticity to choose a lender who would be best suited for your individual needs as a borrower.  Banks, savings and loans and other mortgage lenders are often restricted to the guidelines and standards that affect all institutional lenders.  This often omits borrowers with unusual circumstances such as employment changes, credit problems, ratio restrictions or one of many other variables, from the possibility of obtaining a conventional, conforming loan.
 
Progressive Mortgage offers 30, 20 and 15 year fixed rate conventional mortgage loans as well as adjustable rates.A variety of non-conforming mortgage loans are also available with very competitive interest rates.  The Company is approved for Farmers Home, 100 percent financing, guaranteed government loans. 
 
Mortgage Brokers have the opportunity to shop rates for clients among various lenders. Progressive Mortgage keeps up with economic trends as well as each of their lender's options and loan programs to be able to offer the best rates and terms available on a given day.
 
The Company assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.

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