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Residential Pacific Mortgage




A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Residential Pacific Mortgage is a leading community-based private mortgage bank and broker that thrives by delivering superior service, loan selection and customer satisfaction. They are committed in providing their loan agents with industry-leading tools, services and support to enable them to build mutually beneficial, lasting relationships with their borrowers and business partners.
 
They are an independently owned and operated mortgage company dedicated in helping individuals to fulfill their dreams. Whether it is helping customers buy their dream home, or providing top shelf loan agents with a dream job, RPM is a unique company with a unique vision, driven by their most valuable asset their people. The Company offers fixed rate mortgages for 30 & 15yrs. The advantages of it are monthly payments are fixed over the life of the loan, interest rate does not change, protected if rates go up, can refinance if rates go down. It also offers adjustable rate mortgages of 10/1 ARM, 7/1 ARM, 3/1 ARM, 1 year ARM, 6 month ARM, 1 month ARM and balloon mortgages. The advantages are lower initial monthly payment, lower payment over a shorter period of time, rates and payments may go down if rates improve, may qualify for higher loan amounts.
 
Besides their standard loan programs, they also have a large number of unique programs to serve your needs purchase a house with 0 down, piggyback loans 80-10-10 or 80-15-5. No PMI payments even with 5 percent or 10 percent down, debt consolidation programs, home improvement loans, qualify even if you may have been turned down before. The Company has gained a fair deal of faith from their customers and continues to serve the community with a level of quality few in the industry can match.

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